As a physician, from the moment you enter the healthcare system you are at risk of malpractice suits which will likely come when you are least prepared. So it is important to understand what is ahead and to protect yourself from medical liabilities. (Below is our summary but feel free to jump to the full post here that Physician’s Thrive put together.)
After all the years amassed in the classroom, back-breaking hours on rotations during training, several life changes and moves later you’ve finally become an attending physician. Now imagine that all could crumble from a back injury, vision loss, or a hand injury. Disability insurance protects you against financial hardship if injury or illness prevents you from working. Sounds simple. Except for physicians there are many things you’ll need to consider when choosing a company and policy that they just don’t teach you in medical school.